Used Car Interest Rate 2025

Used Car Interest Rate 2025. The average auto loan interest rate for new cars in the third quarter of 2025 was 6.61 percent, while the average used car loan interest rate was 11.74 percent. Used car loan amortization schedule:

We’ll show you the average rates available and some strategies to help you find low rates. When buying a new car everybody wants to find a zero percent interest deal yet the truth is that only four percent of new cars financed in 2025 had zero percent.